the QSA+KSA medal rolls list him as 5475 j.hutchinson.
the info i have on 5475 albert,edward hutchinson,is that he was serving with the 2nd battalion in SA,then posted to the 1st batt on 20-2-1902,he was severly wounded on 3rd may 1901 while serving with general bullocks force.
clasps for QSA medal,wittenberg,transvaal and cape colony,KSA medal 1901+1902.
i dont know if they are the same man,both were awarded the same medals+clasps
i agree with simon,he probably wasnt sat on a horse,ive seen these type of photos before,whats puzzling is that albert was awarded two good conduct badges,but hes not wearing the GC stripes in the picture,and he was still in the army in 1914 because he re-engaged in october 1910 for a further 4yrs,so why is he wearing a strange cap badge,surly he would still have had his manchester badges
are the family sure this is albert
mack